07.03
Start the new year usually cause optimistic attitude in every person. There is a new get the bonus, additional benefits, salary increases, promotions etc.. Time such as this are usually a lot of money to flow to include investment products. HYIP often get a bid from the internet, brochures, friend? HYIP or High-Yield Investment Programs often take victims every year. Programs such as this could almost be a fraud. The term is used can be various, either the MLM, arisan, grants, etc. mutual assistance. HYIP products generally offer a return on investment (ROI) is very high if compared with the bank.
Characteristics that must be watch carefully:
Promise-spectacular ROI, for example, 300% in 9 months. BI rate by a 7:25%, usually bank deposit interest rate level is in 6:25% (1% have spread for the benefit of the bank). HYIP products offer 300% ROI in 9 months.
Comparison:
* Deposit
Saving 10 million in the first month.
Interest rates for term deposits 1% 6:25 minutes
Money left for 9 days (each week getting interest)
At 9-months to be cash
Rp. 10,478,635, –
* HYIP
Saving 10 million in the first month.
Interest rates for term deposits 9 months 300%
Money left for 9 months
At 9-months to be cash
Rp. 30,000,000, –
The model-packages such as investment multiplier must 2juta, 5 million, 10 million etc. This mode is used to accelerate the collection of public funds in large amounts. HYIP usually can not survive long because there will be a point jenuhnya.
-Offering a huge incentive for the member get member and a chain to hold down to some level (levels). Shapes such as pyramide scheme.
-The time is usually requires at least a few months back for redemption (indikasinya that have to encompass many more new customers). This kind of principle dig holes closing hole, after many, stay vague.
-Address and the number that can be reached, it usually disamarkan business address or to include overseas. Often the perpetrator reasoned, for privacy reasons, do not have time to serve as a phone consultation is too busy, afraid diteror fraudster (who actually became a person).
-Include logo / name of the bank or financial institution to be more visible bonafid. To be clear, examples of programs like this can be seen here: http://www.hyip.com/
Tips if you want to invest in HYIP:
-Ask to other people, relatives, friends who understand this problem
-If you do not understand how the scheme works, do not take the risk unless you are ready to lose money.
-Ask the organizers HYIP program details, ask for an address & phone number, you are correct, the address and phone number can be falsified or move, but at least you have a grip.
-Find more information on the forum, mailing list, google, type in the keyword with the name of HYIP program, see how those comments.
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